Publisher’s Liability Insurance

October 1998
by Florrie Binford Kichler

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Not sure why you should consider buying publisher’s liability insurance?
Read these claim examples.

A reporter disputed statements published in a book regarding his involvement with a terrorist group. The reporter filed suit for libel against the publisher. Defense costs of $322,000 incurred. Insurance needed: Publisher’s liability which provides coverage for libel.

The owner of a copyright to a celebrity’s songs alleged infringement of copyright because of the book publisher’s unauthorized distribution of tapes. Verdict and defense costs were $116,000. Insurance needed: Publishers liability which provides coverage for infringement of copyright.

A newspaper publisher was sued for defamation of character as a result of a prank carried out by an employee of the newspaper who included a two-word expletive after the plaintiff’s name. The employee states that he meant to remove the expletive prior to publication. This did not happen. Plaintiff has filed suit. Insurance needed: Publisher’s liability which provides coverage for defamation of character.

An audio publisher was sued for trade dress infringement when his new audio book used a similar color and scheme pattern to that of a major competitor. The case was settled for $25,000. Insurance needed: Publisher’s liability which provides coverage for trade dress infringement.

A children’s cookbook publisher was sued because of injuries stemming from a misstatement in the instructions of a recipe. The case was settled for an unknown amount. Insurance needed: Publisher’s liability which includes Errors & Omissions Coverage.

IBPA offers Publisher’s Liability Insurance through Granite Insurance Brokers. For more information, contact Mike Mansel at mmansel@graniteins.com or (888) 347-2648, or visit Granite Insurance Brokers on the Web at www.publiability.com.

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